Introduction

At bravonelitho (bravonelitho.world), we respect your privacy and are committed to protecting your personal information. This privacy policy explains how we collect, use, store, and safeguard your data when you use our financial education platform. We operate under Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA).

By accessing our website and services, you acknowledge that you have read and understood this privacy policy. If you don't agree with our practices, please don't use our platform.

Information We Collect

We collect several types of information to provide and improve our educational services:

Personal Information

• Name, email address, and phone number when you register for courses
• Billing information for paid educational programs
• Academic background and learning preferences
• Communication preferences and language settings

Technical Information

• IP address, browser type, and device information
• Pages visited, time spent on site, and navigation patterns
• Cookies and similar tracking technologies
• Course completion data and quiz results

Educational Data

• Learning progress and assessment scores
• Discussion forum posts and peer interactions
• Assignment submissions and instructor feedback
• Certification records and achievement badges

How We Use Your Information

Your information helps us deliver personalized financial education and improve our platform. We use your data for:

• Providing access to courses, materials, and learning resources
• Tracking your educational progress and issuing certificates
• Sending course updates, reminders, and educational content
• Improving our curriculum based on student performance data
• Providing customer support and technical assistance
• Conducting research to enhance our educational methods
• Complying with legal requirements and regulatory obligations

Your Privacy Rights

Under Canadian privacy law, you have several rights regarding your personal information:

To exercise these rights, email us at info@bravonelitho.world with your request. We'll respond within 30 days and may need to verify your identity before processing your request.

Data Security & Protection

We implement comprehensive security measures to protect your information:

• SSL encryption for all data transmission
• Regular security audits and penetration testing
• Access controls limiting staff access to necessary information only
• Secure cloud storage with Canadian data centers
• Regular backups and disaster recovery procedures
• Employee training on privacy and security best practices

Despite our efforts, no online system is completely secure. We encourage you to use strong passwords and keep your account information confidential.

Data Retention & Deletion

We retain your information only as long as necessary for educational purposes and legal compliance:

• Account information: Until you close your account plus 2 years
• Course progress and certificates: 7 years for verification purposes
• Financial records: 7 years as required by Canadian tax law
• Marketing preferences: Until you unsubscribe or close your account
• Website analytics: 2 years for performance improvement

After retention periods expire, we securely delete your information using industry-standard data destruction methods.

Third-Party Services

We work with trusted service providers to deliver our educational platform. These include:

• Learning management system providers for course delivery
• Payment processors for secure transaction handling
• Email service providers for course communications
• Analytics tools to improve user experience
• Customer support platforms for assistance

All third-party providers sign agreements requiring them to protect your information and use it only for specified purposes. We carefully vet partners and regularly review their security practices.

International Data Transfers

While we primarily store data in Canada, some service providers may process information in other countries with adequate privacy protections. We ensure:

• Transfers only to countries with equivalent privacy laws
• Contractual protections requiring appropriate safeguards
• Regular monitoring of international partners' practices
• Your right to object to international transfers

Cookie Policy

Our website uses cookies to enhance your experience and analyze usage patterns. We use:

• Essential cookies for basic website functionality
• Performance cookies to understand how you use our site
• Preference cookies to remember your settings
• Marketing cookies for relevant educational content (with consent)

You can control cookies through your browser settings, though disabling certain cookies may affect website functionality.

Changes to This Policy

We may update this privacy policy to reflect changes in our practices or applicable laws. When we make significant changes, we'll:

• Email registered users about important updates
• Post notices on our website for 30 days
• Update the "Last Updated" date at the top of this policy
• Provide clear explanations of what changed

Continued use of our platform after changes indicates your acceptance of the updated policy.